FREE STARTER NOW AVAILABLE · WINDOWS + macOS
Fiscal Station HQ v1.1.0 introduces Free Starter—a permanent no-cost edition with access to every major area of the application. Upgrade whenever you are ready without reinstalling or losing the information you already entered.
No license key required.
Upgrade without losing your data.
Free Starter available • Full edition $34.99 once
Fiscal Station HQ connects your accounts, transactions, budget, bills, paychecks, savings and debt strategy in one focused financial Command Center.
Free Starter has no time limit and requires no license key. Activate the full edition later without reinstalling or moving your data.
Actual Fiscal Station HQ interface shown with fictional demonstration data.
Choose how you start
Free Starter lets you explore every major part of Fiscal Station HQ with practical usage limits. The full edition removes those limits with one purchase.
No license key is required. Choose Windows or macOS at checkout, enter the email address where you want the download delivered, and begin with the same signed v1.1.0 application used by full-edition customers.
Select Windows or macOS on the Free Starter checkout page.
Edition comparison
Both editions include the complete Fiscal Station HQ experience. Free Starter limits how much information can be actively managed; the full edition removes those limits.
| Feature or limit | Free Starter | Full Edition |
|---|---|---|
| Time limit | No expiration | No expiration |
| Access to major application features | Included | Included |
| Active accounts | Up to 4 | Unlimited |
| Total transactions | Up to 100 | Unlimited |
| Bills | Up to 8 | Unlimited |
| Subscriptions | Up to 5 | Unlimited |
| Active paycheck plans | Up to 3 | Unlimited |
| Active savings goals | Up to 3 | Unlimited |
| Transaction rules | Up to 3 | Unlimited |
| Budget allocations | Up to 10 per month | Unlimited |
| Backup and restore | Included | Included |
| License activation | No key required | Up to 2 devices |
| Price | Free | $34.99 once |
Your information remains yours: after reaching a Starter limit, existing records remain available for viewing, editing, deletion, reconciliation, backup, and restore. Activating the full edition removes the limits immediately while preserving your data.
Full edition
Choose the installer for your computer. Your purchase includes a perpetual personal license for up to two devices and all generally released Fiscal Station HQ 1.x updates.
64-bit Windows 10 or Windows 11
$34.99 USD · one time
Secure checkout, license key and downloads through Lemon Squeezy.
macOS 12 or later · Intel and Apple Silicon
$34.99 USD · one time
Secure checkout, license key and downloads through Lemon Squeezy.
Free Starter: no license key is required. Full edition: your order provides a license key and the selected installer. Keep your receipt for download access and updates.
Applicable taxes are calculated at paid checkout. 14-day refund window · Personal license terms · Installation guide
Your financial operating picture
Many financial tools tell you only where your money went. Fiscal Station HQ helps you see where you stand now, what is already committed, and how today’s decisions affect the road ahead.
Organize the details without losing sight of the bigger picture.
How it works
Fiscal Station HQ brings the moving parts of personal finance into one deliberate workflow. Start with the information you already have, organize it around your priorities, and use the complete picture to plan what comes next.
Set up accounts, enter recurring obligations, and record transactions manually or through supported CSV imports—without connecting your bank.
Create a personalized budget, assign paychecks, organize savings goals, and compare debt-payoff strategies using your own priorities.
Use the Command Center, forecasts, and reports to understand today’s position, upcoming commitments, and the direction of your plan.
See it in action
Plan which bills each paycheck needs to cover, give savings a purpose, and compare debt payoff strategies. Select any screenshot to explore the connected workflow.
Learn as you go
Turn on Learn as You Go for page-specific explanations that help make financial terminology and features easier to understand—without interrupting your workflow.
Connected financial planning
Start with a single view of your net worth, available cash, cash flow, upcoming obligations, forecast, budget, savings and debt priorities.
Record the activity behind your plan, import CSV files, build reusable transaction rules and undo import batches when needed.
Create flexible spending plans with personalized subcategories while tracking fixed and variable obligations.
Assign expected income intentionally and catch over-allocation before it creates a problem.
Track multiple priorities, record activity, and decide how much of an existing balance belongs to each goal.
Compare avalanche and snowball methods, add extra payments and see the payoff path month by month.
Review trends and look ahead using the information already connected across your financial plan.
Local-first by design
Fiscal Station HQ is downloadable desktop software. Its core financial data stays on your computer, and its core planning tools do not require a hosted financial-data backend or a bank connection.
Optional services such as licensing, software downloads, or user-enabled sync may require internet access and are governed by their applicable terms.
Use the core planning tools without keeping a constant internet connection.
Your working financial records are stored locally on your device.
Build a useful financial plan without granting the application access to your bank.
The person behind the software
Founder & Developer
I started by bringing together different financial planning ideas in a spreadsheet. Over time, it grew more complex as I connected my budgets, bills, paychecks, savings and debt. I wanted everything to work together so I could see the whole picture and take control of my finances. That’s what led me to build Fiscal Station HQ.
Buy Fiscal Station HQ once, with no subscription. Core planning keeps working data on your computer, with backup tools and optional encrypted Cloud Sync. For product questions or help getting started, contact [email protected].
More about my storyOne-time purchase
Buy once and bring your household finances into one connected plan.
Final price, installer availability, and transaction terms are displayed before purchase.
Compatibility can vary by device configuration and future operating-system changes. Review the requirements before purchase.
Questions
Fiscal Station HQ is personal financial planning software that brings accounts, transactions, budgeting, bills, subscriptions, paycheck planning, savings, credit cards, debt strategy and reporting into one connected desktop application.
Free Starter is a permanent no-cost edition of Fiscal Station HQ with access to every major feature and practical limits on the amount of information you can actively manage. It does not expire and does not require a license key. If you activate the full edition later, your existing information remains in place.
You can begin with Free Starter or choose Buy for Windows or Buy for Mac in the pricing section. The full edition is $34.99 USD before applicable taxes and includes a license key, up to two device activations, and generally released version 1.x updates.
Members who joined the launch list before release receive their 15% offer in the launch email. Use the supplied checkout link or enter the code at checkout. Check that the discount appears in the order total before completing your purchase.
A bank connection is not required. You can enter information manually and import supported CSV transaction files while retaining control of your working data.
No. You can import supported CSV transaction files from your bank or credit-card provider, map the supported fields, and review the import summary. Reusable transaction rules help organize repeated activity, and import history lets you review or undo a batch. You still review imported data and update information that is not included in your files. See the transaction and import guide.
Create independent backups from Settings and keep a copy somewhere safe before a major import, update or device change. Use the supported restore workflow to recover your records. Optional Cloud Sync Beta is a convenience between your devices and does not replace backups. See backup and restore guidance. License activation and periodic validation require internet access.
Fiscal Station HQ is licensed for personal and household financial organization and planning. Use on behalf of a business, adviser or other organization requires separate written authorization. It does not provide professional financial advice. Read the license terms.
The core application is local-first and designed to work without a constant internet connection. Licensing, downloads and optional user-enabled online features may require internet access.
Fiscal Station HQ supports 64-bit Windows 10 and 11, plus macOS 12 or later on supported Intel and Apple Silicon Macs. Customers choose the installer that matches their computer.
Updates for your purchased version are included. Download them through your customer download link. Back up your records before updating. See the license terms for full details.
A full refund may be requested within 14 calendar days after the original purchase. After that window, purchases are normally final except for the circumstances explained in the Purchase and Refund Policy or where applicable law requires otherwise.
No. Fiscal Station HQ is an organizational and planning tool. It does not provide financial, investment, tax, accounting, credit or legal advice.
Available now · Plan · Track · Build
Start with Fiscal Station HQ Free Starter for Windows or macOS, then unlock the unlimited full edition whenever you are ready.
Fiscal Station HQ product updates
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