Effective date: October 7, 2026
Publisher: Brandon Kelly (the "Publisher")
This End-User License Agreement (the "Agreement") governs your download, installation, and use of the Fiscal Station HQ desktop application, including its accompanying documentation, updates, and related materials (collectively, "Fiscal Station HQ" or the "Software").
By downloading, installing, accessing, or using the Software, you agree to this Agreement. If you do not agree, do not download, install, access, or use the Software.
1. Eligibility and authority
You must be legally capable of entering into a binding agreement. If you use the Software on behalf of an organization, you represent that you have authority to bind that organization to this Agreement, and "you" includes that organization.
2. License grant
Subject to this Agreement and any applicable purchase terms, the Publisher grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, and revocable license to install and use the Software on devices you own or control for lawful personal financial organization and planning.
The Software is licensed, not sold. No ownership interest in the Software is transferred to you.
The Software may require a valid license key and an internet connection for initial activation and periodic validation. A license key may be subject to device-activation limits established at purchase. You may deactivate a device through the Software before moving the license to another device. You may not share a license key with another person or use it beyond the applicable purchase or activation terms.
After successful activation, the Software is designed to remain available during temporary loss of internet service, subject to a limited offline validation period. If a license expires, is refunded, is disabled, exceeds its activation limit, or cannot be validated after the offline period, access to the Software may be suspended until the license is successfully validated. License enforcement does not delete locally stored financial data or backup files.
3. Ownership and reserved rights
The Publisher and its licensors retain all rights, title, and interest in and to the Software, including its source code, object code, design, documentation, branding, trademarks, and other intellectual property. All rights not expressly granted under this Agreement are reserved.
4. Restrictions
Except where applicable law expressly permits otherwise, you may not:
- sell, resell, sublicense, rent, lease, lend, redistribute, publish, or commercially exploit the Software;
- copy the Software except for reasonable backup or archival purposes;
- reverse engineer, decompile, disassemble, or attempt to derive the Software's source code;
- modify, adapt, translate, or create derivative works from the Software;
- remove, obscure, or alter copyright, trademark, attribution, or other proprietary notices;
- use the Software to violate any law or the rights of another person; or
- bypass or interfere with technical measures intended to protect or control access to the Software.
5. Software reliability and user responsibility
The Software may contain errors, calculation inaccuracies, compatibility problems, interrupted features, or other defects. Features may be corrected, modified, replaced, or discontinued through later releases.
You are responsible for maintaining independent backups and verifying important calculations, balances, projections, and records against authoritative financial statements and other reliable sources. You should not rely on the Software as the sole record of financial information.
The Publisher may modify, suspend, or discontinue the Software or its support at any time, subject to applicable law. Although reasonable efforts may be made to preserve compatibility, the Publisher does not guarantee that every data file, imported record, operating system, or earlier version will remain compatible with later releases.
6. User data, local storage, and privacy
Fiscal Station HQ is designed to store its core financial data locally on your device. You are responsible for:
- the accuracy and completeness of information you enter or import;
- securing your device and operating-system account;
- creating and protecting backup files;
- restoring or migrating your data when necessary; and
- securely deleting data and backups you no longer need.
The optional Cloud Sync Beta is disabled by default. If you enable it, the Software places an encrypted working copy and a limited number of encrypted recovery checkpoints in a cloud-synchronized folder you select. You are responsible for your selected third-party cloud provider, account security, available storage, synchronization status, passphrase protection, and compliance with that provider's terms. The Publisher does not receive your Cloud Sync passphrase and cannot recover it or decrypt your synchronized data. Cloud Sync is a beta convenience feature and is not a substitute for independent backups.
If separate changes are detected on two devices, the Software may pause synchronization and require you to choose which version becomes the shared version. You are responsible for reviewing that choice. Restoring a manual backup or resetting local data may also pause synchronization to reduce the risk of an older synchronized revision replacing recovered data.
Unless a separate feature expressly states otherwise, the Publisher does not receive, host, monitor, or maintain custody of your locally stored financial data or backup files and cannot recover lost local data.
License activation and periodic validation transmit the license key, a device label, and related activation information to the authorized licensing provider. Financial records and backup contents are not included in license-validation requests. Additional details are provided in the Privacy Notice.
Any information collected by the Publisher outside the Software, including support communications, website activity, purchases, or voluntary feedback, is governed by the applicable Privacy Notice.
7. No financial or professional advice
Fiscal Station HQ is an organizational and planning tool. It does not provide financial, investment, tax, accounting, credit, lending, insurance, or legal advice, and it is not a substitute for advice from a qualified professional.
Calculations, projections, payoff strategies, budgets, alerts, and reports are estimates based on user-provided information, assumptions, and programmed formulas. Results may differ from actual outcomes. You remain solely responsible for your financial decisions and for independently verifying information before acting on it.
8. Updates and compatibility
The Publisher may provide patches, corrections, upgrades, or other updates. Updates may modify or remove features and may be required for continued compatibility, security, or support. Unless separate terms accompany an update, this Agreement governs that update.
You are responsible for confirming that your device and operating system satisfy the Software's requirements. The Publisher does not guarantee compatibility with every device, operating-system version, third-party application, imported file, or future platform change.
9. Third-party components
The Software may include third-party software, libraries, fonts, or other components. Those components may be governed by separate license notices included with the Software. To the extent a third-party license conflicts with this Agreement regarding a third-party component, the third-party license controls for that component.
10. Feedback
If you voluntarily provide suggestions, ideas, bug reports, or other feedback about the Software, you grant the Publisher a worldwide, perpetual, irrevocable, royalty-free, transferable, and sublicensable right to use, reproduce, modify, distribute, and otherwise exploit that feedback without compensation or obligation to you. This section does not grant the Publisher ownership of your financial data.
11. Purchases, refunds, and taxes
Any price, payment, refund, subscription, or tax terms presented by the authorized seller or payment processor at the time of purchase are incorporated into this Agreement by reference. If those transaction terms conflict with this Agreement on a payment or refund issue, the transaction terms control for that issue.
12. Disclaimer of warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SOFTWARE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND. THE PUBLISHER DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, QUIET ENJOYMENT, AVAILABILITY, SECURITY, AND NON-INFRINGEMENT.
THE PUBLISHER DOES NOT WARRANT THAT THE SOFTWARE WILL BE ERROR-FREE, UNINTERRUPTED, SECURE, COMPATIBLE WITH EVERY SYSTEM, OR THAT ITS CALCULATIONS, REPORTS, PROJECTIONS, OR OTHER OUTPUTS WILL BE COMPLETE OR ACCURATE.
Some jurisdictions do not allow certain warranty exclusions. In those jurisdictions, these exclusions apply only to the maximum extent permitted by law. Nothing in this Agreement excludes any warranty or consumer right that cannot lawfully be excluded.
13. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PUBLISHER AND ITS LICENSORS, SERVICE PROVIDERS, AND DISTRIBUTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OR CORRUPTION OF DATA; LOSS OF PROFITS, SAVINGS, REVENUE, BUSINESS, GOODWILL, OR OPPORTUNITY; COSTS OF SUBSTITUTE SOFTWARE OR SERVICES; OR LOSSES ARISING FROM FINANCIAL DECISIONS MADE USING THE SOFTWARE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATING TO THE SOFTWARE OR THIS AGREEMENT WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID FOR THE SOFTWARE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR (B) FIFTY U.S. DOLLARS (US $50).
These limitations apply regardless of the legal theory asserted and even if a remedy fails of its essential purpose. They do not limit liability that cannot lawfully be limited, including liability for fraud, willful misconduct, or other liability that applicable law prohibits from being excluded.
14. Termination
You may terminate this Agreement at any time by stopping use of and removing the Software from your devices.
Your license terminates automatically if you materially violate this Agreement. Upon termination, you must stop using and remove the Software. Sections that by their nature should survive termination, including provisions concerning ownership, restrictions, feedback, warranty disclaimers, liability limitations, and general terms, will survive.
Termination does not automatically delete locally stored data or backup files. You are responsible for securely deleting any data you no longer wish to retain.
15. Compliance with law
You must use the Software in compliance with applicable laws. You may not export, re-export, or use the Software in violation of applicable United States export-control or sanctions laws.
16. Governing law and venue
This Agreement is governed by the laws of the State of Arizona, without regard to conflict-of-law principles. Subject to any rights you may have under applicable consumer law, any legal action arising from this Agreement or the Software must be brought in the state or federal courts located in Maricopa County, Arizona, and each party consents to their jurisdiction and venue.
The United Nations Convention on Contracts for the International Sale of Goods does not apply.
17. General terms
If any provision of this Agreement is found unenforceable, it will be enforced to the maximum extent permitted, and the remaining provisions will remain effective. Failure to enforce a provision is not a waiver.
You may not assign or transfer this Agreement or your rights under it without the Publisher's prior written consent. The Publisher may assign this Agreement as part of a merger, acquisition, reorganization, sale of assets, or transfer of the Software business.
Headings are for convenience only. The words "including" and "includes" mean "including without limitation."
This Agreement, together with any applicable Privacy Notice, transaction terms, and third-party license notices, constitutes the entire agreement concerning the Software and supersedes prior or contemporaneous communications about its subject matter. A later version supplied with an update or subsequent release may replace this Agreement upon your acceptance or continued use where permitted by law.
18. Contact
Questions about this Agreement, support, or legal notices may be sent to:
Brandon Kelly
Email: [email protected]